:root{--navy:#101e32;--accent:#6f9fdf;--muted:#606978;--line:#dcdfe4}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:white;color:var(--navy);font:16px/1.6 'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}img{display:block;width:100%;height:100%;object-fit:cover}figure,p,h1,h2,h3{margin:0}h1,h2,h3{font-family:Manrope,Arial,sans-serif;font-weight:800;letter-spacing:-.055em;line-height:1.08}.container{width:min(1320px,calc(100% - 96px));margin-inline:auto}.eyebrow{font-size:.78rem;letter-spacing:.12em;font-weight:700;line-height:1.6}h2{font-size:clamp(2.5rem,4.8vw,4.6rem)}h2 span{color:#737c8a}.button{min-height:56px;padding:16px 24px;display:inline-flex;align-items:center;justify-content:center;gap:28px;font-weight:700;font-size:.95rem;border:1px solid transparent;border-radius:4px;transition:transform .2s}.button:hover{transform:translateY(-3px)}.accent{background:var(--accent);color:var(--navy)}.dark{background:var(--navy);color:white}.outline{border-color:#7b8593;color:white}.text-link{font-size:.95rem;font-weight:700;border-bottom:1px solid;padding-block:7px}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:28px}:focus-visible{outline:3px solid #385e90;outline-offset:5px}.skip{position:absolute;left:12px;top:-100px;z-index:100;background:white;padding:12px}.skip:focus{top:12px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav{height:92px;display:flex;align-items:center;gap:40px}.brand{font-family:Manrope,Arial,sans-serif;font-weight:800;font-size:2.55rem;letter-spacing:-.075em;line-height:.9;display:block;width:103px;flex-shrink:0}.brand span{color:#456c9f}.brand small{display:block;letter-spacing:.48em;font-size:.62rem;line-height:1.5;padding-left:3px;margin-top:7px}.nav nav{margin-left:auto;display:flex;gap:30px;font-size:.9rem;font-weight:600}.nav nav a:hover{color:#385e90}.nav-cta{font-weight:700;font-size:.9rem;border-left:1px solid var(--line);padding-left:30px}#menu{display:none;border:0;background:none;width:44px;height:44px;font-size:1.5rem}
.hero{padding-top:36px}.hero-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:35px}.edition{font-size:.8rem;text-align:right;color:var(--muted);line-height:1.4}.hero-grid{display:grid;grid-template-columns:1.12fr 1fr;gap:45px;align-items:stretch}.hero h1{font-size:clamp(3.2rem,5.9vw,5.8rem);letter-spacing:-.065em;line-height:1.04}.hero h1 span{color:#697485}.intro{max-width:470px;font-size:1.07rem;line-height:1.65;margin-block:26px}.note{font-size:.87rem;color:var(--muted);margin-top:20px}.hero-photo{position:relative;min-height:600px;background:var(--navy);overflow:hidden;border-radius:2px 2px 110px 2px}.hero-photo img{position:absolute;inset:0}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent 45%,rgba(16,30,50,.9))}.hero-photo figcaption{position:absolute;bottom:38px;left:34px;right:25px;z-index:1;color:white}.hero-photo figcaption small{font-size:.75rem;letter-spacing:.14em}.hero-photo figcaption b{font-family:Manrope;display:block;font-size:1.55rem;line-height:1.3;margin-top:12px;letter-spacing:-.035em}.sticker{position:absolute;right:24px;top:24px;padding:16px;background:var(--accent);color:var(--navy);font-size:.75rem;font-weight:800;line-height:1.4;transform:rotate(5deg);z-index:1}.hero-bottom{display:flex;gap:35px;align-items:center;font-size:.88rem;font-weight:600;border-bottom:1px solid var(--line);padding-block:30px;margin-top:28px}.hero-bottom a{margin-left:auto}
.section{padding-block:105px}.heading{display:grid;grid-template-columns:.48fr 1.15fr .65fr;gap:40px;align-items:end;margin-bottom:60px}.heading .eyebrow{align-self:start;padding-top:10px}.heading>p:last-child{color:var(--muted);font-size:1rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.steps article{padding:32px 36px 0 0}.steps article+article{border-left:1px solid var(--line);padding-left:36px}.num{display:block;color:#456c9f;font-family:Manrope;font-weight:700;font-size:1rem;margin-bottom:35px}.steps h3{font-size:2.45rem;line-height:1.12}.steps p{color:var(--muted);margin-top:20px;max-width:320px}.steps small{display:block;font-size:.88rem;font-weight:600;margin-top:28px}
.places{padding-top:35px}.places-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.place-photo{position:relative;min-height:700px;background:var(--navy)}.place-photo img{position:absolute;inset:0;object-position:45% center}.place-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent 50%,rgba(16,30,50,.85))}.place-photo figcaption{position:absolute;bottom:35px;left:30px;z-index:1;color:white;font:700 2rem/1.2 Manrope;letter-spacing:-.04em}.place-list article{display:flex;gap:24px;padding:26px 0;border-bottom:1px solid var(--line)}.place-list article:first-child{padding-top:0}.place-list article:last-child{border-bottom:0}.place-list article>span{font-size:.88rem;color:#456c9f;padding-top:4px}.place-list h3{font-size:1.65rem}.place-list p{margin-block:13px;color:var(--muted)}.place-list small{font-size:.75rem;letter-spacing:.09em;font-weight:700}
.privacy{background:#f3f4f6;padding-block:64px}.privacy-grid{display:grid;grid-template-columns:.45fr 1fr .75fr;gap:40px;align-items:start}.privacy h2{font-size:2.25rem;line-height:1.2}.privacy-grid>div p{font-size:1rem;color:var(--muted);margin-bottom:15px}.privacy .text-link{font-size:.88rem}.print{display:grid;grid-template-columns:.47fr 1fr;gap:40px}.big-arrow{font-family:Arial;font-size:15rem;line-height:1;color:var(--accent)}.print h2{margin-top:18px}.print p:not(.eyebrow){margin:24px 0;max-width:560px;color:var(--muted)}.print small{display:block;font-size:.8rem;color:var(--muted);margin-top:12px}
.business{background:var(--navy);color:white}.business .eyebrow{color:#c2c8d0}.business h2{font-size:clamp(2.7rem,5.2vw,5rem);max-width:1050px;margin-top:32px}.business h2 em{color:var(--accent);font-style:normal}.business-lead{display:flex;align-items:center;gap:65px;margin-top:40px}.business-lead p{max-width:620px;color:#c1c8d2;font-size:1.07rem}.business-lead .button{flex-shrink:0}.business-process{display:grid;grid-template-columns:repeat(3,1fr);margin-block:60px 90px;border-top:1px solid #405064;gap:40px;padding-top:28px}.business-process p{font-size:1rem;color:#b6c0cd;max-width:300px;margin-top:8px}.simulation{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;border-top:1px solid #405064;padding-top:70px}.simulation h3{font-size:3.5rem;margin-block:24px}.simulation>div>p:not(.eyebrow){max-width:350px;color:#c1c8d2}.simulation>div>small{display:block;font-size:.8rem;color:#b6c0cd;margin-top:28px}.calculator{background:white;color:var(--navy);padding:36px;border-radius:4px}.sliders{display:grid;grid-template-columns:1fr 1fr;gap:28px 35px}.field{display:grid;grid-template-columns:1fr auto;gap:10px}.field label,.field output{font-size:.88rem}.field output{font-weight:700}.field input{width:100%;grid-column:span 2;accent-color:#6f9fdf;cursor:pointer;min-height:24px;margin:0}.result{margin-top:28px;background:var(--accent);padding:24px}.result>span{font-size:.75rem;font-weight:700;letter-spacing:.06em}.result strong{font:800 clamp(2rem,3.8vw,3.8rem)/1.2 Manrope;letter-spacing:-.04em;display:block;margin:8px 0}.result strong small{font-size:1.1rem;letter-spacing:0}.result p{font-size:.9rem}.calculator .disclaimer{font-size:.82rem;line-height:1.55;color:var(--muted);margin-top:18px;max-width:none}
.faq{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px}.faq h2{margin-top:23px}.questions{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:23px 0}summary{list-style:none;font-weight:600;font-size:1rem;display:flex;justify-content:space-between;gap:24px;cursor:pointer}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:1.25rem;line-height:1.2;color:#456c9f}details[open] summary:after{content:'−'}details p{color:var(--muted);font-size:1rem;margin-top:14px}.closing{background:var(--accent);padding-block:75px}.closing h2{margin-block:28px 35px;font-size:clamp(2.4rem,4.4vw,4.1rem)}.closing h2 span{color:#294d80}.footer-top{display:flex;align-items:center;gap:55px;padding-block:55px}.footer-top p{color:var(--muted)}.footer-top>a:last-child{margin-left:auto;font-weight:700}.footer-bottom{border-top:1px solid var(--line);padding-block:25px;font-size:.8rem;color:var(--muted);display:flex;justify-content:space-between;gap:24px}.footer-bottom>div{display:flex;gap:22px}
@media(max-width:1100px){.container{width:calc(100% - 56px)}.nav{gap:20px}.nav nav{gap:20px}.nav-cta{padding-left:20px}.hero-grid{gap:25px}.hero h1{font-size:5.9vw}.hero-photo{min-height:570px}.hero-bottom{gap:20px;flex-wrap:wrap}.heading{grid-template-columns:.5fr 1.3fr}.heading>p:last-child{grid-column:2}.places-grid{gap:40px}.privacy-grid{grid-template-columns:1fr 2fr}.privacy-grid>div{grid-column:2}.business-lead{gap:30px}.simulation{gap:35px}.calculator{padding:24px}.sliders{grid-template-columns:1fr}.faq{gap:40px}.simulation h3{font-size:3rem}}
@media(max-width:800px){.container{width:calc(100% - 40px)}.nav{height:78px;justify-content:space-between}.nav nav{display:none;position:absolute;left:0;right:0;top:78px;margin:0;background:white;padding:25px;border-bottom:1px solid var(--line);flex-direction:column}.nav nav.open{display:flex}#menu{display:block}.nav-cta{margin-left:auto;border:0}.hero-top{margin-bottom:25px}.edition{display:none}.hero-grid{grid-template-columns:1fr}.hero h1{font-size:clamp(3.5rem,9.8vw,5.3rem)}.hero-photo{min-height:520px}.intro{max-width:600px}.hero-bottom{gap:12px 25px}.hero-bottom a{margin-left:0}.heading{grid-template-columns:1fr;gap:22px;margin-bottom:40px}.heading>p:last-child{grid-column:auto}.section{padding-block:70px}.steps article{padding-right:20px}.steps article+article{padding-left:20px}.steps h3{font-size:1.8rem}.places{padding-top:15px}.places-grid{grid-template-columns:1fr}.place-photo{min-height:500px}.privacy-grid{grid-template-columns:1fr;gap:24px}.privacy-grid>div{grid-column:auto}.print{grid-template-columns:1fr;gap:10px}.big-arrow{display:none}.business-lead{align-items:flex-start;flex-direction:column}.business-process{gap:25px;margin-bottom:55px}.simulation{grid-template-columns:1fr;padding-top:45px;gap:35px}.simulation h3 br{display:none}.simulation h3{font-size:2.4rem}.simulation>div>p:not(.eyebrow){max-width:none}.sliders{grid-template-columns:1fr 1fr}.faq{grid-template-columns:1fr}.footer-top{gap:25px}.footer-bottom{flex-direction:column}}
@media(max-width:520px){.container{width:calc(100% - 32px)}.hero h1{font-size:clamp(2.5rem,10vw,4rem)}.hero-photo{min-height:425px;border-bottom-right-radius:70px}.hero-photo figcaption{left:22px;bottom:28px}.hero-photo figcaption b{font-size:1.4rem}.hero .actions{gap:15px}.button{padding-inline:18px;gap:15px;font-size:.88rem}.text-link{font-size:.88rem}.steps{grid-template-columns:1fr}.steps article,.steps article+article{border-left:0;border-bottom:1px solid var(--line);padding:28px 0;position:relative}.num{position:absolute;right:10px;top:28px;font-size:1.3rem}.steps h3{font-size:2.25rem}.steps p{max-width:none}.steps small{margin-top:15px}.place-photo{min-height:410px}.place-list article{gap:18px}.place-list h3{font-size:1.5rem}.privacy h2{font-size:2rem}.print .button{width:100%;text-align:center}.business h2{font-size:2.6rem}.business-process{grid-template-columns:1fr;gap:22px}.business-process p{max-width:none}.sliders{grid-template-columns:1fr;gap:24px}.calculator{padding:22px}.result{padding:20px}.result strong{font-size:2.5rem}.simulation h3{font-size:2.2rem}.footer-top{flex-wrap:wrap;gap:25px}.footer-top p{font-size:.9rem}.footer-top>a:last-child{margin-left:0}.footer-bottom>div{flex-wrap:wrap;gap:12px 20px}.nav-cta{padding-left:0;font-size:.88rem}.brand{font-size:2.2rem;width:88px}.nav{gap:14px}.closing{padding-block:55px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}


/* v6.9.6 — contextual SEO guide link */
.business-guide-home{
  margin:22px 0 4px;
  padding:15px 18px;
  max-width:860px;
  border-left:3px solid #6f9fdf;
  background:#f3f7fc;
  color:#4f5f72;
  font-size:.94rem;
  line-height:1.65;
}
.business-guide-home a{
  color:#294d80;
  font-weight:800;
  text-decoration:underline;
  text-underline-offset:3px;
}